Texas Licensing Guide
Learn how to become a licensed public adjuster in Texas: exam, fingerprinting, $50 application, $10,000 surety bond, client contract, and TDI licensing steps.
Take and pass the Texas public insurance adjuster licensing exam before submitting the resident license application.
Begin the TDI initial application process and complete the required fingerprint background-check steps.
Apply online through Sircon. TDI currently lists a $50 resident individual application fee.
Provide proof of a public insurance adjuster surety bond of at least $10,000 using the required TDI bond documentation.
Tell TDI which compliant public insurance adjuster client contract you will use, including the TDI form option when appropriate.
Submit the application within one year after passing the exam or TDI says the exam must be retaken.
AdjScope is an independent education and workflow platform. It is not the Texas Department of Insurance, and this page is not legal advice or a substitute for current TDI instructions.
If you are asking “How do I get my Texas public adjuster license?” this guide walks through the major resident individual licensing steps and the questions new license candidates commonly ask.
A public insurance adjuster represents an insured in the insurance-claim process. This is different from an adjuster working for an insurance carrier. Before pursuing the license, learn the duties, contract rules, recordkeeping responsibilities, and limits that apply to public adjusters in Texas.
Texas requires resident individual public insurance adjuster applicants to pass the state licensing exam before applying. Use the current Pearson VUE candidate handbook and exam outline as your source for the official testing process, then use practice questions and mock exams to strengthen your understanding and test-day readiness.
TDI specifically warns applicants to pass the exam before submitting the license application. Applying too early can require a new application and another application fee. After passing, keep track of the one-year application window.
Begin through the Texas Department of Insurance initial application and fingerprint portal so you receive the current fingerprint instructions and service code. Most applicants must complete a fingerprint background check unless a current exemption applies.
Texas requires proof of financial responsibility for a public insurance adjuster. TDI currently requires a surety bond of at least $10,000, with the applicant listed as the sole principal, and requires the applicable Public Insurance Adjuster Bond documentation.
Texas public adjusters must use a written contract with the insured. During the application process, TDI asks which contract the applicant will use. Applicants may use a qualifying contract they developed or the TDI Public Insurance Adjuster Contract option, subject to current requirements.
TDI directs applicants to apply online through Sircon after the exam and fingerprint steps. The current resident individual application fee listed by TDI is $50. Verify the current fee and requirements immediately before submitting.
Getting the license is the beginning of the professional workflow. Learn Texas contract requirements, claim documentation, estimating, deadlines, carrier communication, recordkeeping, and continuing license obligations. AdjScope is designed to connect that education with practical claim-workflow tools.
Answers to common questions about becoming a Texas public adjuster and preparing for the licensing exam.
For a Texas resident individual license, the major steps are to pass the state public insurance adjuster exam, complete the required fingerprint process, obtain the required surety bond, select a compliant client contract, and apply through Sircon. Always verify the current requirements with the Texas Department of Insurance.
Texas currently requires the state licensing exam for a resident individual public insurance adjuster applicant, subject to any exception that applies to the applicant’s specific licensing situation.
Use the current Pearson VUE candidate handbook and official exam content outline to determine the tested subjects. AdjScope practice exams are study tools and should be used alongside the current official outline.
Difficulty depends on your insurance knowledge and preparation. A structured study plan, official exam outline, repeated practice questions, and timed mock exams can help identify weak areas before test day.
Yes. TDI currently requires public insurance adjusters to demonstrate financial responsibility with a surety bond of at least $10,000.
TDI currently lists a $50 application fee for a resident individual public insurance adjuster license. Exam, fingerprinting, bond, and other third-party costs are separate and can change.
TDI currently states that the application must be submitted within one year after passing the exam or the applicant will have to retake the exam.
Complete the fingerprint process and remaining application requirements, obtain the required bond, select your compliant client contract, and submit the license application through Sircon within the applicable deadline.
Licensing rules and fees can change. Verify current requirements directly with the Texas Department of Insurance before applying.
Why AdjScope?
AdjScope isn’t just another piece of adjuster software. Think of it as a digital rendering of your ideal office: each claim shell keeps the people, notes, documents, deadlines, carrier guidance, workflow, and AI assistance for that claim together. Supported integrations can connect the outside applications your office already uses, so as you customize your experience, AdjScope becomes the flow between your team, your tools, your resources, and the claim itself.
More public AdjScope guides and product information.